Passive Income Visa

Retire in Portugal with Your Income

The D7 Visa is your path to European living without running a business. If you have a pension, investments, or rental income, you can enjoy Portugal's sunshine, safety, and quality of life — all while building toward EU citizenship.

€870/mo Minimum Income
5 Years Path to Citizenship
27 Countries Schengen Access
Relaxed retirement lifestyle in Portugal

Live the Life You Deserve

Warm climate, affordable living, world-class healthcare — Portugal is Europe's top retirement destination.

The D7 Visa Advantage

More than just a visa — it's a doorway to a better quality of life in one of Europe's safest and most welcoming countries.

Healthcare Access

Register with Portugal's National Health Service (SNS) and access quality public healthcare at low or no cost.

Schengen Freedom

Travel visa-free across 27 European countries. Explore the continent whenever you wish.

Family Reunification

Bring your spouse, children, and dependent parents. Your family shares the same residency rights.

Path to Citizenship

After 5 years of legal residency, apply for Portuguese citizenship and an EU passport.

What Counts as Passive Income?

The D7 Visa is designed for people who can support themselves without working in Portugal. Your income must come from sources outside the country and be stable and regular.

  • Pension income — public or private retirement funds
  • Investment returns — dividends, interest, capital gains
  • Rental income — from properties you own abroad
  • Intellectual property — royalties from books, patents, etc.
  • Transferable equity — stocks, bonds, and other assets

2025 Income Requirements

Based on Portuguese minimum wage (€870/month). You must prove annual income and maintain savings in a Portuguese bank account.

€10,440 Per Year (Main Applicant)
+50% Per Spouse/Parent
+30% Per Child
€10,440 Min. Bank Balance

D7 Visa Requirements

A straightforward path — no business plan, no large investment. Just prove you can support yourself.

1

Proof of Income

Bank statements, pension statements, or investment records showing stable passive income of at least €870/month (€10,440/year). Income must come from outside Portugal.

2

Portuguese Bank Account

Open a bank account in Portugal and maintain a minimum balance of €10,440. This demonstrates your financial stability during the application process.

3

Accommodation

Proof of housing in Portugal — a rental contract (minimum 12 months) or property deed. The property must be registered with authorities.

4

Health Insurance

Valid travel medical insurance covering your initial stay until you register with Portugal's National Health Service (SNS) as a resident.

5

Criminal Record

Clean criminal record certificate from your home country and any country where you've lived for more than one year. Must be recent (within 3 months).

6

Portuguese NIF

Tax identification number required for all financial activities in Portugal. We can help you get one.

From Application to Residency

A clear, straightforward path to your new life in Portugal.

1

Preparation

We help you gather documents, open your Portuguese bank account, and find accommodation.

2

Visa Application

Submit your D7 Visa application at the Portuguese consulate. Processing takes approximately 60 days.

3

Arrive in Portugal

Enter Portugal within 4 months. The visa allows 2 entries, so you can plan your move carefully.

4

Residence Permit

Apply at AIMA for your residence card. Valid for 2 years, renewable for 3 more.

D7 Visa vs Golden Visa

Understand which visa suits your lifestyle and goals.

D7 Visa

Passive Income Visa
Minimum Investment €0
Income Requirement €870/month
Time in Portugal 16 months / 2 years
Path to Citizenship Yes, after 5 years
Family Reunification Yes
Best For Retirees & passive income earners

Golden Visa

Investment Visa
Minimum Investment €250,000+
Income Requirement None
Time in Portugal 7 days / year
Path to Citizenship Yes, after 5 years
Family Reunification Yes
Best For Investors seeking flexibility

Common Questions

In 2025, you need at least €870 per month (€10,440 per year) in stable passive income. If you're applying with family, add 50% for a spouse or parent (€435/month) and 30% for each child (€261/month). You also need to show savings of at least €10,440 in a Portuguese bank account.
You must spend at least 16 months in Portugal during the first 2-year period. More specifically, you cannot be absent for more than 6 consecutive months or 8 non-consecutive months per year. The D7 Visa requires Portugal to be your primary residence — it's not designed for occasional visits.
Yes! Despite being called a "passive income" visa, D7 holders receive a residence permit that allows them to work or start a business in Portugal. The passive income requirement is only for the visa application — once you're a resident, you have full work rights.
The D7 Visa is for people with passive income (pensions, investments, rentals) who want to live in Portugal. The D2 Visa is for entrepreneurs who want to start or run a business in Portugal. If your income comes from work you actively do (even remotely), the D2 or D8 (Digital Nomad) visa may be more appropriate.
Yes, the D7 Visa includes family reunification. Your spouse, children under 18, dependent adult children who are studying, and dependent parents can all join you. You'll need to demonstrate additional income to support them: +50% per adult family member and +30% per child.
Yes, as a Portuguese resident (spending more than 183 days/year in Portugal), you become a tax resident and must declare worldwide income. The previous NHR regime with special tax benefits ended for new applicants in 2024. We recommend consulting a tax advisor to understand your specific obligations.

Free Eligibility Consultation

Not sure if the D7 Visa is right for your situation? Our team will evaluate your income sources, discuss your goals, and advise on the best pathway to Portuguese residency.

Every case is unique — let us help you understand your options and plan your move to Portugal.

info@welbridge.com

Your Portuguese Dream Awaits

Sunny days, ocean breeze, world-class wine, and a relaxed pace of life. Portugal consistently ranks as one of the best places in the world to retire — and the D7 Visa makes it accessible.

Pricing: Upon consultation — Every case is evaluated individually