Access Portuguese banking without traveling to Portugal. We manage everything with Novo Banco — from paperwork to account activation, all done online.
A Portuguese bank account opens doors across Europe and simplifies your life in Portugal.
Send and receive money across 36 SEPA countries with minimal fees and fast processing times.
Required for buying property in Portugal. Handle deposits, mortgage payments, and notary fees directly.
Pay utilities, phone bills, subscriptions, and set up direct debits for rent and other regular expenses.
One transparent price with no hidden fees. Everything handled for you.
Full assistance from application to activation
From first click to full banking access — here's exactly what happens.
Start by completing the payment and providing your information through our encrypted online application. This takes about 10 minutes.
Our team will guide you through a brief verification process to confirm your identity and review your submitted documents.
Novo Banco will reach out to validate your phone number and email address — a standard security measure for all new accounts.
Once approved, the bank sends the official account opening contract and related paperwork directly to your email inbox.
Print the contract, review the terms carefully, and sign in the designated areas. We'll guide you on exactly where to sign.
Mail the signed paperwork to our legal partner in Lisbon. They'll certify your signature locally — no need for expensive Apostille authentication.
Your account is live! You'll receive your IBAN, online banking credentials, and your international debit card will be shipped to your address.
Prepare these documents before starting. We'll review everything and guide you if anything needs adjustment.
If you hold a passport from outside the European Union and don't currently reside in an EU country, we can only proceed if you can demonstrate that you're in the process of obtaining a Portuguese visa. You'll need to provide proof your visa application is underway, plus supporting documents for your visa category.
High-quality scanned copy of your valid passport. Phone photos are typically not accepted. Include ID page, signature page, MRZ line, and any pages with stamps/visas.
Utility bill / bank statement / government correspondence dated within the last 3 months, showing your full name and full address.
Payslips / contract / employer letter, or for self-employed: tax returns / accounts. For retirees/savings: statements proving sufficient funds.
A NIF is mandatory for opening any bank account in Portugal. If you don't have a NIF yet, we can help: Apply for your Portuguese NIF.
If you're tax resident outside Portugal, provide your foreign tax identification number (TIN). The country should match the country of residence listed on your NIF certificate.
Proof you are actively pursuing legal residence in Portugal (e.g., consulate/VFS appointment, visa fee receipt, or a visa sticker). Learn more
Documents must be in English, Spanish, French, or Portuguese. Otherwise, certified translations are required.
Ask questions, confirm eligibility, and start with confidence. We'll guide you end-to-end.
Join thousands who opened Portuguese bank accounts through WelBridge. If you're ready, proceed to checkout. If not, talk to us first.